Client

Skylight Lending

Project

Innovation and automation in solar energy financing

A partnership that fueled growth and broadened financial access

In the competitive market of renewable energy, Skylight Lending had a clear objective: facilitate access to financing for solar panels and home improvements, allowing more families in the United States to adopt clean energy. However, its platform faced technological challenges that hindered its growth and operational efficiency.
To tackle these challenges, at Crombie we developed a solution that revamped its infrastructure, optimized its processes, and improved the connection between all stakeholders involved in financing. This transformation enabled Skylight Lending to expand and position itself among the most widely used platforms in the renewable energy finance sector.

What were the results of this solution?

300% growth

The client tripled its reach, expanding from 5 to 15 states, consolidating its national presence.

More loans

The implemented solution significantly increased the volume of managed loans.

Market leadership

The platform positioned itself among the top ten most widely used platforms in its industry.

75% automation

The workflow was streamlined, eliminating the need for manual intervention in most loans.

More financing options

Two business models were integrated into the platform: solar panel loans and rentals.

Skylight Lending’s challenge

The success of this project was made possible thanks to constant collaboration and an iterative approach that prioritized tangible results. From the development of the MVP to the integration of advanced functionalities, we designed solutions that not only tackled initial challenges but also prepared the platform for sustainable growth.
Our team, strategically distributed in different time zones, provided continuous support and a fast response to the client’s needs.
Currently, at Crombie we continue working alongside Skylight Lending to strengthen their position as a leader in the Lending Fintech industry, ensuring a scalable, efficient, and future-ready platform.

The solution: business understanding and technology with purpose

Through Crombie’s collaboration with Skylight Lending, we designed a platform that connected all involved stakeholders, eliminating long, manual, and complex processes. Additionally, we adapted the website to handle two different business models: solar panel loans and rentals.
First, we developed an MVP in three months, which allowed for the validation of the business model. Next, we scaled the solution with advanced features that optimized operations and improved the user experience. Currently, the platform allows for the management of loans and rentals from any device in an agile and efficient manner.

Project features and milestones

Complete workflow automation

Each stage was digitalized, from prequalification to funds disbursement, reducing time and errors.

Platform simplification and modernization

All interfaces of a centralized system were unified to facilitate user management. Additionally, the backend was migrated to a modern AWS infrastructure, ensuring scalability, stability, and superior performance.

Security and quality tests

Tests were automated to ensure everything works correctly after each update.

Variety of financial solutions

The platform was adjusted to manage both loans and rentals of solar panels, differentiating both business models.

Strategic integrations

APIs were implemented to validate credit data, identities, and real-time locations, ensuring efficiency and normative compliance.

A more intuitive interface

The platform was redesigned to facilitate its use, integrating everything in a central system.

Personalization tools

Options for the users to adapt financing, create plans, and easily manage payments were developed.

Smart calculator

A tool that simplifies the customization of payment terms and percentages for rentals was developed.

Strategic advice

Crombie helped with market and user analysis, defining features, and guiding in key business decisions.

Technologies

The impact has been immense. We wouldn’t be able to be where we are without Crombie.

—

Thomas Dungan IV

Co-Founder and CEO at Skylight Lending

Fintech

Retail

Cross-Industry

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Capabilities

Works