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Blog / Fintech

Fintech

Discover Crombie’s tools and best practices to empower fintech, optimize processes, and enhance user experience. Gain valuable insights into electronic payments, open banking, lending, and more.

11 Articles
11 Articles
Banking Modernization: How to Integrate AI into Legacy SystemsFintech

Banking Modernization: How to Integrate AI into Legacy Systems

Banking modernization has become a strategic priority for financial institutions. However, many traditional banks still operate on legacy banking systems designed decades ago, which makes it difficult to incorporate new capabilities in financial innovation and Artificial Intelligence. Today, the competitive pressure is clear. Fintech companies launch products in weeks, while banks have to innovate without […]

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Crombie

March 11, 2026

Fintech Underwriting: How to Expand Inclusion and Maintain Profitability in 2026Fintech

Fintech Underwriting: How to Expand Inclusion and Maintain Profitability in 2026

Underwriting is emerging as one of the central pillars of financial innovation in large fintech enterprises. In this article by Crombie, we explain how it has evolved from an operational task into a strategic system that directly drives growth, profitability, and user experience As fintech companies scale, credit decisions must be faster, more accurate, and […]

Crombie

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Crombie

February 4, 2026

AI in Digital Lending: How to Automate Scoring, Onboarding, and Reduce Fraud by Up to 70%Business

AI in Digital Lending: How to Automate Scoring, Onboarding, and Reduce Fraud by Up to 70%

AI in digital lending has become a key enabler for institutions seeking greater precision and speed in their financial innovation efforts. In this Crombie article, we explore how predictive automation enhances origination, scoring, and real-time decision-making. We also examine the challenges fintechs and banks face around scalability, risk, and fraud—and how advanced Artificial Intelligence models […]

Crombie

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Crombie

December 11, 2025

Benefits and Use Cases of Decentralized Finance: The Key to Predicting Risks and Reducing CostsBusiness

Benefits and Use Cases of Decentralized Finance: The Key to Predicting Risks and Reducing Costs

In its early stages, decentralized finance (DeFi) focused almost exclusively on automation: smart contracts that executed programmed rules to the letter. However, the advent of Artificial Intelligence enabled a leap forward—creating platforms capable of predicting, optimizing, and protecting users. Smart DeFi marks the transition from rigid structures to dynamic ecosystems that learn from the market […]

Crombie

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Crombie

November 7, 2025

AI-Powered Financial Due Diligence: A Guide to Reducing Risks and Optimizing Decisions Through Data AnalysisBusiness

AI-Powered Financial Due Diligence: A Guide to Reducing Risks and Optimizing Decisions Through Data Analysis

AI-powered financial due diligence has become one of the most powerful tools for companies seeking growth without losing control. Thanks to Artificial Intelligence, it transforms a traditionally slow and costly process into a fast, precise analysis focused on strategic decision making. Its application not only minimizes hidden risks but also uncovers opportunities that enhance competitiveness […]

Crombie

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Crombie

September 18, 2025

User retention in financial products: How to build experiences that foster customer loyaltyFintech

User retention in financial products: How to build experiences that foster customer loyalty

User retention in financial products is one of the most complex and underestimated challenges when scaling a fintech platform. Maintaining a strong user relationship takes more than a polished interface or an optimized funnel in an environment where customer acquisition costs (CAC) are rising and switching costs are falling. The customer experience must be built […]

Crombie

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Crombie

July 8, 2025

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